Litigation Funding Simplified. 
There when you need it.


Pre-settlement funding

Don't let waiting for your settlement put you in a bind.


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Loan Amount

Up to $100k

 TIME TO FUND

24 hours

  TERMS

Varies

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What is a pre-settlement funding?

Pre-settlement funding offers plaintiffs a cash advance based on the expected future compensation from their claim. If you're struggling to cover living expenses or bills during your case, this funding can be a valuable solution. Unlike traditional loans, pre-settlement advances have distinct features tailored to your needs.

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How can I use my pre- settlement funding?

When we purchase a portion of your lawsuit, you have complete freedom to decide how to use the funds—no questions asked, and no need to report back to us. Whether you need to catch up on utility bills, rent, car payments, or tuition, the money is yours to manage as you see fit. You might choose to repay a loan from a friend or relative, cover urgent medical bills, or handle child support obligations. The decision is entirely yours.


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A group of people posing for a picture with a blue circle in the background

Do I need to be represented by an attorney ?

To qualify for litigation funding, you must be represented by an attorney. We collaborate closely with your lawyer to design the most suitable funding plan for your needs. Your attorney provides essential details, such as the estimated value of your case, the expected settlement amount, and the potential timeline for resolution. Using this information, we assess your eligibility, determine the funding amount you qualify for, and finalize the specifics of your settlement funding.

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Do I have to repay?

Unlike personal loans or other lines of credit, which require monthly payments that can severely impact your credit and financial stability if missed, lawsuit funding works differently. It’s not a loan, and there are no monthly payments to worry about. You only repay us when you receive your settlement or court award. If your claim doesn’t result in compensation, you owe us nothing—we accept the loss.


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A group of people posing for a picture with a blue circle in the background
A group of people posing for a picture with a blue circle in the background

Who qualifies for pre-settlement ?

If you've been seriously hurt and have a strong legal case, you might qualify for pre-settlement funding. This means you can get money now to help with expenses while you wait for your case to settle. To qualify, you'll need to have a lawyer who's working on your case and only gets paid if you win.  A wide variety of cases qualify.

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Cases we fund

See If Your Case Qualifies for Funding: A wide range of legal matters covered.

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Animal bites and injury

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Appeals

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Asbestos / Mesothelioma

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Birth injury

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Bicycle accidents

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Boating accidents

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Burn injury

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Car accidents

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Catastrophic injury

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Construction site injury

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Defective pharmaceuticals

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Defective medical devices

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Employment discrimination

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Federal employers liability act (FELA)

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Medical malpractice

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Motorcycle accidents

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Nursing home abuse

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Personal injury

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Product liability

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Slip and fall

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Spinal cord injury

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State and federal civil rights

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Surgery funding

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Transportation , ride share, subway, rail taxi, accidents

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Trucks and semi accidents

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Whistleblowing and qui tam

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Workplace accidents

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Wrongful death

How to apply for pre-settlement funding?

1. Provide Your Information

  Share a few details about yourself and legal case by completing a quick and easy application in just minutes. 


2. Submit Your Application

  Submit your application.  The process is free and won’t affect your credit score. 


3. Review and Compare Offers

  Explore funding options to find the terms that align with your  needs and goals. 


4. Receive Your Funds 

  Once you accept an offer, the funds can be deposited into your bank account in as little as 24 hours. 


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FAQs

Frequently asked question about pre-settlement funding

  • What type of cases qualify for pre-settlement funding?

    While we primarily serve personal injury plaintiffs, we offer cash advances for a wide range of legal cases. If you have a pending legal matter in any of the following areas, we encourage you to apply for funding:

  • How much can I borrow?

    Getting pre-settlement funding is a simple process. We work closely with your attorney to understand the unique circumstances of your case. This personalized approach allows us to accurately assess your needs and determine the appropriate funding amount.  By collaborating with your legal representative, we ensure you receive the financial support you deserve while you focus on your recovery.

  • How fast can I receive my funding?

    Facing financial pressure while you wait for your case to settle? We understand. That's why we work quickly to get you the funds you need. Once approved, you could receive your pre-settlement funding within 24 hours. We'll send the money directly to your attorney, who will then distribute it to you, ensuring a smooth and stress-free process. 

  • How can I use my pre-settlement funding?

    A common question about litigation funding is whether there are rules on how the money can be spent. The answer is no—we place no restrictions on how you use your funding. Once you receive it, the money is yours to spend as you see fit. Your intended use of the funds will not affect your approval or the terms of your funding. Additionally, we won’t ask for documentation, receipts, or bank statements to verify how the money was used.

  • Is pre-settlement funding a loan?

    While pre-settlement funding may seem like a loan, there are key differences. Unlike a traditional loan, you don't make monthly payments, and your credit history doesn't matter.  

  • Is there interest on pre-settlement loans?

    When you agree to let us purchase a predetermined portion of your compensation proceeds, we’ll provide full transparency regarding the interest rate and how it’s calculated. There are no hidden fees, nothing for you to monitor, and your interest rate or calculation method will remain consistent. However, keep in mind that interest accrues the longer the funding remains unpaid.  

  • Do I need my lawyers consent to get pre-settlement funding?

    Lawyers play a vital role in securing pre-settlement funding.  Lenders rely on attorneys to provide crucial information about your case, such as the expected settlement amount, the strength of your claim, and the estimated timeline. 

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*The information contained in this page is Founder Funding’s opinion based on Founder Funding’s research, methodology, evaluation, and other factors. The information provided is accurate at the time of the initial publishing of the page (July 14, 2023). While Founder Funding strives to maintain this information to ensure that it is up to date, this information may be different than what you see in other contexts, including when visiting the financial information, a different service provider, or a specific product’s site. All information provided in this page is presented to you without warranty. When evaluating offers, please review the financial institution’s terms and conditions, relevant policies, contractual agreements, and other applicable information. Please note that the ranges provided here are not pre-qualified offers and may be greater or less than the ranges provided based on information contained in your business financing application. Founder Funding may receive compensation from the financial institutions evaluated on this page in the event that you receive business financing through that financial institution.*