Pharmacy funding
Running an independent pharmacy is rewarding but challenging, especially when waiting for payments from customers or insurers. At Founder Funding, we provide tailored small business loans to help you manage cash flow, cover expenses, and pursue growth opportunities with confidence..
Financing for independent pharmacies offers tailored solutions to meet the unique needs of your business. Options like revenue-based financing allow you to repay based on your sales, providing flexibility during slower periods. Term loans deliver a lump sum for larger investments, while a line of credit ensures ongoing access to funds for day-to-day expenses. Additionally, equipment financing helps you upgrade or purchase essential tools, from dispensing systems to refrigeration units. With these versatile options, you can secure the capital needed to launch, operate, or expand your pharmacy with confidence.
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Traditional financing options, such as term loans and SBA loans, offer independent pharmacy owners a reliable and structured way to access the capital needed to grow your business. With fixed payments over a set period, you can confidently invest in upgrades like new dispensing systems, advanced refrigeration units, or even expanding to additional locations. SBA loans, backed by the federal government, provide competitive rates and extended repayment terms, making them an excellent choice for long-term growth and stability. Secure the funding you need to elevate your pharmacy—on your terms!
Revenue-based financing, also known as a merchant cash advance, provides your pharmacy with quick access to capital based on your future sales. Instead of fixed monthly payments, you repay a small percentage of your daily revenue—offering flexibility during slower periods or seasonal fluctuations. Use the funds to upgrade dispensing technology, expand inventory, or manage cash flow without the constraints of traditional loan structures. Secure the funding you need to keep your pharmacy thriving and serving your community, no matter the season!
A line of credit provides your pharmacy with flexible access to funds whenever you need them, without the burden of lump-sum repayments. Whether you're replenishing inventory, covering unexpected equipment repairs, or seizing an opportunity to expand, you’ll have the financial cushion to keep your business running smoothly. Stay prepared for every opportunity or challenge that comes your way, ensuring your pharmacy thrives with the right funding always within reach!
Looking to upgrade your pharmacy’s prescription dispensing systems, refrigeration units, or other essential tools? An equipment loan offers competitive financing to help you invest in high-quality equipment without straining your cash flow. If you opt for equipment leasing, the assets you lease act as collateral—so you won’t need to risk other business assets.
5 ways financing can enhance your pharmacy
1. Upgrade Equipment & Technology – With Founder Funding, invest in advanced dispensing systems, efficient refrigeration, and modern point-of-sale solutions to enhance operations and improve customer service.
2. Expand Your Pharmacy – Open a second location, renovate your current space, or add new services like compounding or delivery—made possible with Founder Funding’s flexible financing solutions.
3. Boost Marketing & Branding – Stand out in your community with Founder Funding’s support, enabling you to launch targeted marketing campaigns, build a professional website, and run local promotions to attract more customers.
4. Hire & Train Staff – Build a knowledgeable and customer-focused team to manage operations, improve service, and support business growth, backed by the financial resources from Founder Funding.
5. Improve Cash Flow – Cover daily expenses like inventory restocking, payroll, and licensing fees without financial strain, ensuring your pharmacy runs smoothly with Founder Funding’s tailored financing options.
Secure the funding you need with Founder Funding and take your pharmacy to the next level—helping you serve your community and grow your business with confidence!
Easy application no bank needed
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Loan Amount
Up to $5 Million
TIME TO FUND
As soon as 24 hours
LOAN TERMS
6 Months-
10 Years
Share a few details about your business by completing a quick and easy application in just minutes.
Submit your application. The process is free and won’t affect your credit score.
Explore funding options to find the terms that align with your business needs and goals.
Once you accept an offer, the funds can be deposited into your bank account in as little as 24 hours.
Founder Funding typically look for certain indicators of financial stability and creditworthiness when evaluating term loan applications. Here are some common factors that can influence your eligibility:
Even if you don't meet every requirement perfectly, it's still worth exploring your options
Get started today, Explore funding options >
CREDIT SCORE
600+
MONTHLY REVENUE
$8,000+
TIME IN BUSINESS
6 months
Common questions about pharmacy funding
Founder Funding provides pharmacy financing solutions to help your business cover operating expenses, make essential purchases, or seize growth opportunities. Our funding options are structured to fit your needs, including term loans, lines of credit, cash advances, and equipment financing. With Founder Funding, you can access the capital needed to keep your pharmacy running smoothly and positioned for success.
Apply through Founder Funding to access multiple financing options tailored for your pharmacy business. Minimum requirements include:
Get the funding you need to grow and sustain your pharmacy with Founder Funding’s flexible financing solutions.
SBA loans are backed by the U.S. Small Business Administration, allowing private lenders to offer more flexible approval guidelines and competitive interest rates since the federal government guarantees a portion of the loan. However, the application process can be complex and time-consuming, making SBA loans a slower financing option for your pharmacy.
Partner with us to acquire funding for your business needs
*The information contained in this page is Founder Funding’s opinion based on Founder Funding’s research, methodology, evaluation, and other factors. The information provided is accurate at the time of the initial publishing of the page (July 14, 2023). While Founder Funding strives to maintain this information to ensure that it is up to date, this information may be different than what you see in other contexts, including when visiting the financial information, a different service provider, or a specific product’s site. All information provided in this page is presented to you without warranty. When evaluating offers, please review the financial institution’s terms and conditions, relevant policies, contractual agreements, and other applicable information. Please note that the ranges provided here are not pre-qualified offers and may be greater or less than the ranges provided based on information contained in your business financing application. Founder Funding may receive compensation from the financial institutions evaluated on this page in the event that you receive business financing through that financial institution.*