Pharmacy funding 

Founder Funding understands pharmacies.

Running an independent pharmacy is rewarding but challenging, especially when waiting for payments from customers or insurers. At Founder Funding, we provide tailored small business loans to help you manage cash flow, cover expenses, and pursue growth opportunities with confidence..


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What is financing pharmacies?

Financing for independent pharmacies offers tailored solutions to meet the unique needs of your business. Options like revenue-based financing allow you to repay based on your sales, providing flexibility during slower periods. Term loans deliver a lump sum for larger investments, while a line of credit ensures ongoing access to funds for day-to-day expenses. Additionally, equipment financing helps you upgrade or purchase essential tools, from dispensing systems to refrigeration units. With these versatile options, you can secure the capital needed to launch, operate, or expand your pharmacy with confidence.


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OUR SERVICES

Top 4 pharmacy loans

Term loans

Traditional financing options, such as term loans and SBA loans, offer independent pharmacy owners a reliable and structured way to access the capital needed to grow your business. With fixed payments over a set period, you can confidently invest in upgrades like new dispensing systems, advanced refrigeration units, or even expanding to additional locations. SBA loans, backed by the federal government, provide competitive rates and extended repayment terms, making them an excellent choice for long-term growth and stability. Secure the funding you need to elevate your pharmacy—on your terms!

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Revenue-based financing

Revenue-based financing, also known as a merchant cash advance, provides your pharmacy with quick access to capital based on your future sales. Instead of fixed monthly payments, you repay a small percentage of your daily revenue—offering flexibility during slower periods or seasonal fluctuations. Use the funds to upgrade dispensing technology, expand inventory, or manage cash flow without the constraints of traditional loan structures. Secure the funding you need to keep your pharmacy thriving and serving your community, no matter the season!

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Line of credit

A line of credit provides your pharmacy with flexible access to funds whenever you need them, without the burden of lump-sum repayments. Whether you're replenishing inventory, covering unexpected equipment repairs, or seizing an opportunity to expand, you’ll have the financial cushion to keep your business running smoothly. Stay prepared for every opportunity or challenge that comes your way, ensuring your pharmacy thrives with the right funding always within reach!

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Equipment financing

Looking to upgrade your pharmacy’s prescription dispensing systems, refrigeration units, or other essential tools? An equipment loan offers competitive financing to help you invest in high-quality equipment without straining your cash flow. If you opt for equipment leasing, the assets you lease act as collateral—so you won’t need to risk other business assets.





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5 ways financing can enhance your pharmacy 


1. Upgrade Equipment & Technology – With Founder Funding, invest in advanced dispensing systems, efficient refrigeration, and modern point-of-sale solutions to enhance operations and improve customer service. 


2. Expand Your Pharmacy – Open a second location, renovate your current space, or add new services like compounding or delivery—made possible with Founder Funding’s flexible financing solutions. 


3. Boost Marketing & Branding – Stand out in your community with Founder Funding’s support, enabling you to launch targeted marketing campaigns, build a professional website, and run local promotions to attract more customers. 


4. Hire & Train Staff – Build a knowledgeable and customer-focused team to manage operations, improve service, and support business growth, backed by the financial resources from Founder Funding. 


5. Improve Cash Flow – Cover daily expenses like inventory restocking, payroll, and licensing fees without financial strain, ensuring your pharmacy runs smoothly with Founder Funding’s tailored financing options. 


Secure the funding you need with Founder Funding and take your pharmacy to the next level—helping you serve your community and grow your business with confidence!

Quick facts about food pharmacy financing.

Easy application no bank needed


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Loan Amount

Up to $5 Million

 TIME TO FUND

As soon as 24 hours

 LOAN TERMS

6 Months-

10 Years

How to apply for pharmacy loan.


1. Provide Business Information

  Share a few details about your business by completing a quick and easy application in just minutes. 


2. Submit Your Application

  Submit your application.  The process is free and won’t affect your credit score. 


3. Review and Compare Offers

  Explore funding options to find the terms that align with your business needs and goals. 


4. Receive Your Funds 

  Once you accept an offer, the funds can be deposited into your bank account in as little as 24 hours. 


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Minimum requirements for food truck funding.

Founder Funding typically look for certain indicators of financial stability and creditworthiness when evaluating term loan applications. Here are some common factors that can influence your eligibility:


Even if you don't meet every requirement perfectly, it's still worth exploring your options


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CREDIT SCORE

600+

MONTHLY REVENUE

$8,000+

TIME IN BUSINESS

6 months

FAQs

Common questions about pharmacy funding

  • What is pharmacy funding?

    Founder Funding provides pharmacy financing solutions to help your business cover operating expenses, make essential purchases, or seize growth opportunities. Our funding options are structured to fit your needs, including term loans, lines of credit, cash advances, and equipment financing. With Founder Funding, you can access the capital needed to keep your pharmacy running smoothly and positioned for success.

  • What are the requirements to get pharmacy financing?



    Apply through Founder Funding to access multiple financing options tailored for your pharmacy business. Minimum requirements include:  


    • At least  6 months in business  
    •  Monthly revenue of  $8,000 or more  
    • Ccredit score of  600 or higher 

    Get the funding you need to grow and sustain your pharmacy with Founder Funding’s flexible financing solutions.

  • How can I use pharmacy funding?

    Describe the item or answer the question so that site visitors who are interested get more information. You can emphasize this text with bullets, italics or bold, and add links.
  • What is an SBA loan?

    SBA loans are backed by the U.S. Small Business Administration, allowing private lenders to offer more flexible approval guidelines and competitive interest rates since the federal government guarantees a portion of the loan. However, the application process can be complex and time-consuming, making SBA loans a slower financing option for your pharmacy.

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*The information contained in this page is Founder Funding’s opinion based on Founder Funding’s research, methodology, evaluation, and other factors. The information provided is accurate at the time of the initial publishing of the page (July 14, 2023). While Founder Funding strives to maintain this information to ensure that it is up to date, this information may be different than what you see in other contexts, including when visiting the financial information, a different service provider, or a specific product’s site. All information provided in this page is presented to you without warranty. When evaluating offers, please review the financial institution’s terms and conditions, relevant policies, contractual agreements, and other applicable information. Please note that the ranges provided here are not pre-qualified offers and may be greater or less than the ranges provided based on information contained in your business financing application. Founder Funding may receive compensation from the financial institutions evaluated on this page in the event that you receive business financing through that financial institution.*

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