Medical equipment funding 

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Founder Funding understands healthcare.

Help your customers access the medical equipment they need with flexible financing options. We offer tailored business loans, making it easier than ever to provide affordable payment solutions and grow your sales.


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Advantages of financing medical and aesthetic equipment.


Medical and aesthetic equipment financing can elevate your healthcare business by keeping you at the forefront of technology. With flexible financing options, you can:



  • Offer the latest medical and aesthetic treatments to attract more clients
  • Enhance efficiency and precision in procedures
  • Improve patient and client experience with state-of-the-art equipment


Stay competitive and grow your business with the right financing solutions.


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OUR SERVICES

Top 4 medical equipment  loans

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Term loans

Traditional financing options, such as term loans and SBA loans, provide healthcare providers and medical practices with a dependable and structured way to access the capital needed to grow and modernize their operations. With fixed payments over a set period, you can confidently invest in essential upgrades like state-of-the-art diagnostic imaging machines, advanced surgical tools, or cutting-edge patient monitoring systems.

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Debt financing

Revenue-based financing, or a merchant cash advance, gives your practice quick access to capital based on future revenue. Instead of fixed payments, you repay a small percentage of your daily income, offering flexibility during slower periods or seasonal changes. Use the funds to upgrade medical equipment, expand services, or manage cash flow without the rigid structure of traditional loans.



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Line of credit

Maintain optimal inventory and operations with a flexible line of credit. This funding solution provides immediate access to capital for critical needs like equipment repairs, replacements, or upgrades, as well as restocking essential supplies. Avoid delays and capitalize on time-sensitive opportunities without the constraints of traditional loan structures. Secure a line of credit today and ensure your facility has the resources it needs to deliver uninterrupted patient care.





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Equipment financing

Upgrade your medical practice or medspa with essential equipment. Financing options are available for a wide range of needs, from advanced diagnostic tools and treatment lasers to aesthetic devices and patient monitoring systems. An equipment loan provides competitive rates and ownership of the equipment, while equipment leasing can minimize upfront costs and may not require additional collateral. Invest in the technology your practice needs to enhance patient care, expand service offerings, and streamline operations without straining your budget.

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Healthcare Sectors We Serve


At Founder Funding, we work with a wide range of healthcare sectors, providing tailored financing solutions to meet their unique needs. Our expertise spans: 


  • Private Practices: Supporting both new and established practices in acquiring or upgrading medical equipment. 


  • Hospitals: Offering large-scale financing options to help hospitals maintain state-of-the-art technology for high-quality patient care. 


  • Dental Clinics: Enabling dental practices to invest in advanced equipment, from dental chairs to digital imaging systems. 


  • Veterinary Practices: Providing financing for veterinary clinics to enhance animal healthcare with modern tools and technology. 


  • Pharmacies: Helping pharmacies adopt the latest technology for efficient medication dispensing and management. 


  • Physical Therapy Centers: Assisting in the acquisition of modern equipment to improve therapeutic treatments and patient outcomes. 


  • -Diagnostic Centers: Supporting the need for advanced imaging and laboratory equipment to ensure accurate and timely diagnostics. 


  • MedSpas: Financing cutting-edge aesthetic and wellness technologies, such as laser systems and skincare devices, to meet growing demand. 


No matter the sector, Founder Funding is committed to helping healthcare providers stay at the forefront of innovation with flexible and customized financing solutions. Let us help you equip your practice with the tools needed to deliver exceptional care.

Quick facts of medical equipment financing.

Easy application no bank needed


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Loan Amount

Up to $5 Million

 TIME TO FUND

As soon as 24 hours

 LOAN TERMS

6 Months-

10 Years

How to apply for medical equipment funding.

1. Provide Business Information

  Share a few details about your business by completing a quick and easy application in just minutes. 


2. Submit Your Application

  Submit your application.  The process is free and won’t affect your credit score. 


3. Review and Compare Offers

  Explore funding options to find the terms that align with your business needs and goals. 


4. Receive Your Funds 

  Once you accept an offer, the funds can be deposited into your bank account in as little as 24 hours. 


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Minimum requirements for medical equipment funding.

Founder Funding typically look for certain indicators of financial stability and creditworthiness when evaluating term loan applications. Here are some common factors that can influence your eligibility:


Even if you don't meet every requirement perfectly, it's still worth exploring your options


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CREDIT SCORE

600+

MONTHLY REVENUE

$8,000+

TIME IN BUSINESS

6 months

FAQs

Frequently asked questions about medical equipment purchases

  • What Types of Equipment Can I Purchase or Lease with Financing?

    With equipment medical  financing, you gain the flexibility to purchase or lease a broad range of medical and operational equipment essential to your healthcare business. This includes, but is not limited to:  


    • Diagnostic Imaging Machines: Such as MRI, CT scanners, X-ray machines, and ultrasound systems.  

    • Lab Equipment: Including analyzers, centrifuges, and other laboratory tools.

      

    • Surgical Tools: From operating tables to specialized surgical instruments. 

    • Patient Monitoring Systems: Such as EKG machines, vital signs monitors, and telemetry devices.  

    • Dental Equipment: Including dental chairs, digital imaging systems, and sterilization tools.  

    • Office Essentials: Computers, software, and other administrative tools that support your practice’s operations.  

    The primary requirement is that the equipment must be integral to the daily functioning and service delivery of your healthcare business. 


    Whether you’re upgrading existing tools or investing in new technology, equipment financing provides the resources you need to enhance your practice’s capabilities.

  • What Are the Requirements for Medical Equipment Financing?

    To qualify for medical equipment financing with Founder Funding, your business must meet the following minimum criteria:  


    • Business Age: Your business should be at least six months old.  

    •  Monthly Revenue: A minimum monthly income of $8,000 or more is required.

      

    • Credit Score: A credit score of 600 or higher is necessary to apply.  

    These requirements ensure that we can provide flexible and accessible financing solutions to help you acquire the medical equipment your practice needs to thrive.

  • What is medical equipment financing?

    Medical equipment financing is a financial solution that allows healthcare providers to purchase essential medical equipment through a loan. 


    With Founder Funding, you can secure the equipment your practice needs while making manageable, regular payments over time until the loan is fully repaid. This option helps you acquire the latest technology and tools without straining your cash flow, ensuring your practice remains equipped to deliver exceptional care.

  • Financing vs. Leasing Medical Equipment with Founder Funding

    When you finance a piece of medical equipment through Founder Funding, you’re taking out a loan to purchase the equipment outright. You’ll make regular payments over time until the loan is fully paid off, and once it is, you own the equipment. 

    This is an excellent option if you’re confident you’ll be using the equipment for the long term and want to build equity in your assets.  


    On the other hand, leasing medical equipment involves entering into an agreement to use the equipment for a set period, typically with lower monthly payments. At the end of the lease term, you can choose to return the equipment, purchase it at a reduced price, or renew the lease. Leasing is a great option if you prefer flexibility, want to avoid long-term commitments, or wish to regularly upgrade to the latest technology.  


    At Founder Funding, we offer both financing and leasing options to help you find the solution that best fits your practice’s needs and goals. Let us help you equip your business with the tools to deliver exceptional care.

  • What are the tax benefits of purchasing medical equipment?

    Yes, purchasing or leasing medical equipment can count as a tax deduction for your business. A key provision to take advantage of is Section 179 of the IRS tax code. This section allows businesses to deduct the full purchase price of qualifying equipment—whether bought or financed—during the tax year. If you acquire a piece of qualifying equipment, you can deduct its full cost from your gross income, reducing your taxable income.  


    Under Section 179, a wide range of medical equipment is eligible for tax deductions, including but not limited to:  

    • Medical imaging equipment (e.g., MRI, CT scanners)  
    • Lab and diagnostic equipment  
    • Furniture and fixtures  
    • Computer software  
    • Office equipment  

    For the 2023 tax year, businesses can deduct up to a maximum of $1,160,000 under Section 179. This makes investing in medical equipment not only beneficial for your practice’s operations but also advantageous for your tax strategy. 


    At Founder Funding, we’re here to help you navigate these opportunities while providing flexible financing solutions tailored to your needs.

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*The information contained in this page is Founder Funding’s opinion based on Founder Funding’s research, methodology, evaluation, and other factors. The information provided is accurate at the time of the initial publishing of the page (July 14, 2023). While Founder Funding strives to maintain this information to ensure that it is up to date, this information may be different than what you see in other contexts, including when visiting the financial information, a different service provider, or a specific product’s site. All information provided in this page is presented to you without warranty. When evaluating offers, please review the financial institution’s terms and conditions, relevant policies, contractual agreements, and other applicable information. Please note that the ranges provided here are not pre-qualified offers and may be greater or less than the ranges provided based on information contained in your business financing application. Founder Funding may receive compensation from the financial institutions evaluated on this page in the event that you receive business financing through that financial institution.*